I always get a kick out of viewing lists like this one. Well, Insure.com based the list upon a couple of different factors: Averages are based on a single 40-year-old male driver who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. He has a clean driving record and good credit. The rate includes uninsured motorist coverage. Also using car insurance rates from six large carriers (State Farm, Allstate, Progressive, GEICO, Farmers and Nationwide) in 10 ZIP codes per state. So New York, New Jersey, etc don't get excited over this list.

Presenting the top 20 2011 Vehicles with the Lowest Car Insurance Rates

  1. Chrysler Town & Country LX (4 Door Wagon): $1,091.80

  2. Toyota Sienna (5 Door Wagon): $1,100.66


  3. Toyota Sienna LE (5 Door Wagon): $1,107.70


  4. Honda Odyssey LX (5 Door 2WD SOHC): $1,114.62


  5. Nissan Murano SL (2WD 4 Door Utility): $1,127.89


  6. Jeep Wrangler Unlimited Sport (4WD 4 Door Utility): $1,131.27

  7. Honda Odyssey EX (5 Door 2WD SOHC): $1,138.16

  8. Toyota Sienna V6 (5 Door Wagon): $1,142.94


  9. Ford Escape XLS (4WD 4 Door SUV): $1,150.26


  10. Toyota Highlander (4 Door 2WD Utility): $1,154.02


  11. Honda CR-V LX (5 Door 2.4L): $1,155.44


  12. Hyundai Santa Fe GLS (4 Door 2WD Utility): $1,157.66


  13. Jeep Patriot Sport (2WD 4 Door Utility): $1,157.70


  14. Jeep Wrangler Unlimited Sahara (2WD 4 Door Utility): $1,161.20


  15. Jeep Wrangler Sport (4WD 2 Door 3.8L Utility): $1,162.97


  16. Mazda Tribute I (2WD 4 Door Utility): $1,163.24


  17. Ford Escape XLT (4WD 4 Door SUV): $1,166.20


  18. Chrysler Town & Country Touring (4 Door Wagon): $1,167.38


  19. Honda Odyssey EX-RES (5 Door 2WD SOHC): $1,167.93


  20. Subaru Forester X (4 Door SUV AWD): $1,170.45

Tomorrow, will be the top 20 2011 Vehicles with the Highest Car Insurance Rates...