I love lists like this one, that's why I always include them. Well, insure.com finally released their famous list of the top 20 least expensive cars to insure of this current year. It's the most useful list (aside from the safety rating one) because who really wants to spend a couple of thousand dollars in insurance... unless the vehicle is a luxury, exotic, or collectible one.

Insure.com had the hardest task of all. What they did was compare rates for every make, model and trim level of a car from the top 6 insurance carriers- Farmers, Geico, Progressive, Nationwide, State Farm, and my personal favorite, Allstate. Exotic cars were excluded, but more than 850 vehicles were researched. The averages were based on the following: full coverage for a single, 40 year old male, that drives 12 miles to work each day with the policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries, and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This driver also has a clean record and good credit and the rate also includes uninsured motorist coverage. This sounds like the driver is from Wyoming and lives in a town that has a higher population of animals than people. If you're a female that's over a decade younger than the hypothetical driver, that drives more than 12 miles to work each day, and doesn't have a clean record- just multiply the average rate by 2. Sorry, but I learned how to drive in New York, my driving record will NEVER be clean.




20. Jeep Wrangler Rubicon MSRP: $32,000 and $1,209 for insurance.



19. Honda Accord Sport MSRP: $24,500 and $1,209 for insurance.



18. Hyundai Santa Fe Sport MSRP: $25,000 and $1,194 for insurance.



17. Toyota Sienna LE MSRP: $27,000 and $1,190 for insurance.



16. Chevrolet Traverse LS MSRP: $30,800 and $1,188 for insurance.



15. GMC Acadia SLE-2 MSRP: $34,200 and $1,185 for insurance.



14. Jeep Wrangler Sahara  MSRP: $33,000 and $1,172 for insurance



13. Jeep Grand Cherokee Laredo MSRP: $29,195 and $1,171 for insurance.



12. Ford Escape S MSRP: $23,100 and $1,170 for insurance.



11. Jeep Patriot Latitude MSRP: $17,700 and $1,161 for insurance.



10. Dodge Grand Caravan SE MSRP: $23,600 and $1,158 for insurance.



9. Honda Odyssey EX MSRP: $ 32,100 and $1,149 for insurance.



8. Dodge Journey SE MSRP: $ 20,000 and $1,149 for insurance.



7. Subaru Outback 2.5i MSRP: $29,000 and $1,144 for insurance.



6. Chrysler Town & Country Touring MSRP: $30,800 and $1,140 for insurance.



5. Jeep Compass Sport MSRP: $21,000 and $1,140 for insurance



4. Honda CR-V LX MSRP: $22,900 and $1,115 for insurance.



3. Jeep Patriot Sport MSRP: $16,000 and $1,104 for insurance.



2. Honda Odyssey LX MSRP: $28,800 and $1,103 for insurance.



1. Jeep Wrangler Sport MSRP: $22,400 and $1,080 for insurance.


Part II of this post, the top 20 most expensive cars to insure of 2014 will be up shortly.